!"#$%&'(!)*#&'(
+%,-(./0%-102(3%4.%"'(567(5859(
:;#,(!"#$%&'(!)*#&'(01,&"#<1,(=."(/)*#,(%40(/")&10."1,()4(-;1(&)**1&-#)47(.,1(%40(
0#,&*),."1()>(?)."(#4>)"@%-#)4(A;14(?).(.,1(-;1(B1"$#&1(%40(-1**,(?).(%<).-(?)."(/"#$%&'(
"#C;-,(%40(;)A(-;1(*%A(/")-1&-,(?).D(
E1(.,1(?)."(!1",)4%*(0%-%(-)(/")$#01(%40(#@/")$1(-;1(B1"$#&1D(F'(.,#4C(-;1(B1"$#&17(?).(
%C"11(-)(-;1(&)**1&-#)4(%40(.,1()>(#4>)"@%-#)4(#4(%&&)"0%4&1(A#-;(-;#,(!"#$%&'(!)*#&'D(:;#,(
!"#$%&'(!)*#&'(;%,(<114(&"1%-10(A#-;(-;1(;1*/()>(-;1(!"#$%&'(!)*#&'(G141"%-)"D(
Interpretation and Definitions
Interpreta(on
:;1(A)"0,()>(A;#&;(-;1(#4#-#%*(*1--1"(#,(&%/#-%*#H10(;%$1(@1%4#4C,(01I#410(.401"(-;1(
>)**)A#4C(&)40#-#)4,D(:;1(>)**)A#4C(01I#4#-#)4,(,;%**(;%$1(-;1(,%@1(@1%4#4C("1C%"0*1,,()>(
A;1-;1"(-;1'(%//1%"(#4(,#4C.*%"()"(#4(/*."%*D(
Defini(ons
J)"(-;1(/."/),1,()>(-;#,(!"#$%&'(!)*#&'2(
Account(@1%4,(%(.4#K.1(%&&).4-(&"1%-10(>)"(?).(-)(%&&1,,()."(B1"$#&1()"(/%"-,()>(
)."(B1"$#&1D(
Af(iliate(@1%4,(%4(14-#-'(-;%-(&)4-")*,7(#,(&)4-")**10(<'()"(#,(.401"(&)@@)4(&)4-")*(
A#-;(%(/%"-'7(A;1"1(L&)4-")*L(@1%4,()A41",;#/()>(M8N()"(@)"1()>(-;1(,;%"1,7(1K.#-'(
#4-1"1,-()"()-;1"(,1&."#-#1,(14-#-*10(-)($)-1(>)"(1*1&-#)4()>(0#"1&-)",()"()-;1"(
@%4%C#4C(%.-;)"#-'D(
Application("1>1",(-)(OB!P(58597(-;1(,)>-A%"1(/")C"%@(/")$#010(<'(-;1(Q)@/%4'D(
Company(R"1>1""10(-)(%,(1#-;1"(L-;1(Q)@/%4'L7(LE1L7(LS,L()"(L=."L(#4(-;#,(
TC"11@14-U("1>1",(-)(VO:(W4-1"4%-#)4%*(,"*7(V#%(Q%"*)(J%"#4#7(XY(Z(58YM[(\#*%4)D(
Country("1>1",(-)2(W-%*'(
Device(@1%4,(%4'(01$#&1(-;%-(&%4(%&&1,,(-;1(B1"$#&1(,.&;(%,(%(&)@/.-1"7(%(&1**/;)41(
)"(%(0#C#-%*(-%<*1-D(
Personal6Data(#,(%4'(#4>)"@%-#)4(-;%-("1*%-1,(-)(%4(#014-#I#10()"(#014-#I#%<*1(
#40#$#0.%*D(
Service("1>1",(-)(-;1(T//*#&%-#)4D(
Service6Provider(@1%4,(%4'(4%-."%*()"(*1C%*(/1",)4(A;)(/")&1,,1,(-;1(0%-%()4(
<1;%*>()>(-;1(Q)@/%4'D(W-("1>1",(-)(-;#"0Z/%"-'(&)@/%4#1,()"(#40#$#0.%*,(1@/*)'10(<'(
-;1(Q)@/%4'(-)(>%&#*#-%-1(-;1(B1"$#&17(-)(/")$#01(-;1(B1"$#&1()4(<1;%*>()>(-;1(
Q)@/%4'7(-)(/1">)"@(,1"$#&1,("1*%-10(-)(-;1(B1"$#&1()"(-)(%,,#,-(-;1(Q)@/%4'(#4(
%4%*'H#4C(;)A(-;1(B1"$#&1(#,(.,10D(
Usage6Data("1>1",(-)(0%-%(&)**1&-10(%.-)@%-#&%**'7(1#-;1"(C141"%-10(<'(-;1(.,1()>(-;1(
B1"$#&1()"(>")@(-;1(B1"$#&1(#4>"%,-".&-."1(#-,1*>(R>)"(1]%@/*17(-;1(0."%-#)4()>(%(/%C1(
$#,#-UD(
You(@1%4,(-;1(#40#$#0.%*(%&&1,,#4C()"(.,#4C(-;1(B1"$#&17()"(-;1(&)@/%4'7()"()-;1"(
*1C%*(14-#-'()4(<1;%*>()>(A;#&;(,.&;(#40#$#0.%*(#,(%&&1,,#4C()"(.,#4C(-;1(B1"$#&17(%,(
%//*#&%<*1D(
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
E;#*1(.,#4C(=."(B1"$#&17(E1(@%'(%,^(?).(-)(/")$#01(S,(A#-;(&1"-%#4(/1",)4%**'(#014-#I#%<*1(
#4>)"@%-#)4(-;%-(&%4(<1(.,10(-)(&)4-%&-()"(#014-#>'(?).D(!1",)4%**'(#014-#I#%<*1(#4>)"@%-#)4(
@%'(#4&*.017(<.-(#,(4)-(*#@#-10(-)2(
O@%#*(%00"1,,(
J#",-(4%@1(%40(*%,-(4%@1(
T00"1,,7(B-%-17(!")$#4&17(_W!`!),-%*(&)017(Q#-'(
S,%C1(a%-%(
Usage Data
S,%C1(a%-%(#,(&)**1&-10(%.-)@%-#&%**'(A;14(.,#4C(-;1(B1"$#&1D(
S,%C1(a%-%(@%'(#4&*.01(#4>)"@%-#)4(,.&;(%,(?)."(a1$#&1b,(W4-1"41-(!")-)&)*(%00"1,,(R1DCD(W!(
%00"1,,U7(<")A,1"(-'/17(<")A,1"($1",#)47(-;1(/%C1,()>()."(B1"$#&1(-;%-(?).($#,#-7(-;1(-#@1(
%40(0%-1()>(?)."($#,#-7(-;1(-#@1(,/14-()4(-;),1(/%C1,7(.4#K.1(01$#&1(#014-#I#1",(%40()-;1"(
0#%C4),-#&(0%-%D(
E;14(?).(%&&1,,(-;1(B1"$#&1(<'()"(-;").C;(%(@)<#*1(01$#&17(E1(@%'(&)**1&-(&1"-%#4(
#4>)"@%-#)4(%.-)@%-#&%**'7(#4&*.0#4C7(<.-(4)-(*#@#-10(-)7(-;1(-'/1()>(@)<#*1(01$#&1(?).(.,17(
?)."(@)<#*1(01$#&1(.4#K.1(Wa7(-;1(W!(%00"1,,()>(?)."(@)<#*1(01$#&17(?)."(@)<#*1()/1"%-#4C(
,',-1@7(-;1(-'/1()>(@)<#*1(W4-1"41-(<")A,1"(?).(.,17(.4#K.1(01$#&1(#014-#I#1",(%40()-;1"(
0#%C4),-#&(0%-%D(
E1(@%'(%*,)(&)**1&-(#4>)"@%-#)4(-;%-(?)."(<")A,1"(,140,(A;141$1"(?).($#,#-()."(B1"$#&1()"(
A;14(?).(%&&1,,(-;1(B1"$#&1(<'()"(-;").C;(%(@)<#*1(01$#&1D(
Informa(on Collected while Using the Applica(on
E;#*1(.,#4C(=."(T//*#&%-#)47(#4()"01"(-)(/")$#01(>1%-."1,()>(=."(T//*#&%-#)47(E1(@%'(&)**1&-7(
A#-;(?)."(/"#)"(/1"@#,,#)42(
•W4>)"@%-#)4("1C%"0#4C(')."(*)&%-#)4(
E1(.,1(-;#,(#4>)"@%-#)4(-)(/")$#01(>1%-."1,()>(=."(B1"$#&17(-)(#@/")$1(%40(&.,-)@#H1(=."(
B1"$#&1D(:;1(#4>)"@%-#)4(@%'(<1(./*)%010(-)(-;1(Q)@/%4'b,(,1"$1",(%40`)"(%(B1"$#&1(
!")$#01"b,(,1"$1"()"(#-(@%'(<1(,#@/*'(,-)"10()4(?)."(01$#&1D(
?).(&%4(14%<*1()"(0#,%<*1(%&&1,,(-)(-;#,(#4>)"@%-#)4(%-(%4'(-#@17(-;").C;(?)."(a1$#&1(
,1--#4C,D(
Use of Your Personal Data
:;1(Q)@/%4'(@%'(.,1(!1",)4%*(a%-%(>)"(-;1(>)**)A#4C(/."/),1,2(
To6provide6and6maintain6our6Service7(#4&*.0#4C(-)(@)4#-)"(-;1(.,%C1()>()."(
B1"$#&1D(
To6manage6Your6Account:(-)(@%4%C1(?)."("1C#,-"%-#)4(%,(%(.,1"()>(-;1(B1"$#&1D(:;1(
!1",)4%*(a%-%(?).(/")$#01(&%4(C#$1(?).(%&&1,,(-)(0#>>1"14-(>.4&-#)4%*#-#1,()>(-;1(
B1"$#&1(-;%-(%"1(%$%#*%<*1(-)(?).(%,(%("1C#,-1"10(.,1"D(
For6the6performance6of6a6contract:(-;1(01$1*)/@14-7(&)@/*#%4&1(%40(.401"-%^#4C(
)>(-;1(/."&;%,1(&)4-"%&-(>)"(-;1(/")0.&-,7(#-1@,()"(,1"$#&1,(?).(;%$1(/."&;%,10()"()>(
%4'()-;1"(&)4-"%&-(A#-;(S,(-;").C;(-;1(B1"$#&1D(
To6contact6You:(:)(&)4-%&-(?).(<'(1@%#*7(-1*1/;)41(&%**,7(B\B7()"()-;1"(1K.#$%*14-(
>)"@,()>(1*1&-")4#&(&)@@.4#&%-#)47(,.&;(%,(%(@)<#*1(%//*#&%-#)4b,(/.,;(4)-#I#&%-#)4,(
"1C%"0#4C(./0%-1,()"(#4>)"@%-#$1(&)@@.4#&%-#)4,("1*%-10(-)(-;1(>.4&-#)4%*#-#1,7(
/")0.&-,()"(&)4-"%&-10(,1"$#&1,7(#4&*.0#4C(-;1(,1&."#-'(./0%-1,7(A;14(41&1,,%"'()"(
"1%,)4%<*1(>)"(-;1#"(#@/*1@14-%-#)4D(
To6provide6You(A#-;(41A,7(,/1&#%*()>>1",(%40(C141"%*(#4>)"@%-#)4(%<).-()-;1"(
C))0,7(,1"$#&1,(%40(1$14-,(A;#&;(A1()>>1"(-;%-(%"1(,#@#*%"(-)(-;),1(-;%-(').(;%$1(
%*"1%0'(/."&;%,10()"(14K.#"10(%<).-(.4*1,,(?).(;%$1()/-10(4)-(-)("1&1#$1(,.&;(
#4>)"@%-#)4D(
To6manage6Your6requests:(:)(%--140(%40(@%4%C1(?)."("1K.1,-,(-)(S,D(
For6business6transfers:(E1(@%'(.,1(?)."(#4>)"@%-#)4(-)(1$%*.%-1()"(&)40.&-(%(
@1"C1"7(0#$1,-#-."17("1,-".&-."#4C7("1)"C%4#H%-#)47(0#,,)*.-#)47()"()-;1"(,%*1()"(
-"%4,>1"()>(,)@1()"(%**()>(=."(%,,1-,7(A;1-;1"(%,(%(C)#4C(&)4&1"4()"(%,(/%"-()>(
<%4^"./-&'7(*#K.#0%-#)47()"(,#@#*%"(/")&110#4C7(#4(A;#&;(!1",)4%*(a%-%(;1*0(<'(S,(
%<).-()."(B1"$#&1(.,1",(#,(%@)4C(-;1(%,,1-,(-"%4,>1""10D(
For6other6purposes2(E1(@%'(.,1(?)."(#4>)"@%-#)4(>)"()-;1"(/."/),1,7(,.&;(%,(0%-%(
%4%*',#,7(#014-#>'#4C(.,%C1(-"140,7(01-1"@#4#4C(-;1(1>>1&-#$141,,()>()."(/")@)-#)4%*(
&%@/%#C4,(%40(-)(1$%*.%-1(%40(#@/")$1()."(B1"$#&17(/")0.&-,7(,1"$#&1,7(@%"^1-#4C(
%40(')."(1]/1"#14&1D(
E1(@%'(,;%"1(?)."(/1",)4%*(#4>)"@%-#)4(#4(-;1(>)**)A#4C(,#-.%-#)4,2(
•With6Service6Providers:(E1(@%'(,;%"1(?)."(/1",)4%*(#4>)"@%-#)4(A#-;(B1"$#&1(
!")$#01",(-)(@)4#-)"(%40(%4%*'H1(-;1(.,1()>()."(B1"$#&17(-)(&)4-%&-(?).D(
•For6business6transfers:(E1(@%'(,;%"1()"(-"%4,>1"(?)."(/1",)4%*(#4>)"@%-#)4(#4(
&)441&-#)4(A#-;7()"(0."#4C(41C)-#%-#)4,()>7(%4'(@1"C1"7(,%*1()>(Q)@/%4'(%,,1-,7(
I#4%4C7()"(%&K.#,#-#)4()>(%**()"(%(/)"-#)4()>(=."(<.,#41,,(-)(%4)-;1"(&)@/%4'D(
•With6Af(iliates:(E1(@%'(,;%"1(?)."(#4>)"@%-#)4(A#-;(=."(%>I#*#%-1,7(#4(A;#&;(&%,1(A1(
A#**("1K.#"1(-;),1(%>I#*#%-1,(-)(;)4)"(-;#,(!"#$%&'(!)*#&'D(T>I#*#%-1,(#4&*.01(=."(/%"14-(
&)@/%4'(%40(%4'()-;1"(,.<,#0#%"#1,7(c)#4-($14-."1(/%"-41",()"()-;1"(&)@/%4#1,(-;%-(E1(
&)4-")*()"(-;%-(%"1(.401"(&)@@)4(&)4-")*(A#-;(S,D(
•With6business6partners:(E1(@%'(,;%"1(?)."(#4>)"@%-#)4(A#-;(=."(<.,#41,,(/%"-41",(-)(
)>>1"(?).(&1"-%#4(/")0.&-,7(,1"$#&1,()"(/")@)-#)4,D(
•With6other6users:(A;14(?).(,;%"1(/1",)4%*(#4>)"@%-#)4()"()-;1"A#,1(#4-1"%&-(#4(-;1(
/.<*#&(%"1%,(A#-;()-;1"(.,1",7(,.&;(#4>)"@%-#)4(@%'(<1($#1A10(<'(%**(.,1",(%40(@%'(<1(
/.<*#&*'(0#,-"#<.-10().-,#01D(
•With6Your6consent2(E1(@%'(0#,&*),1(?)."(/1",)4%*(#4>)"@%-#)4(>)"(%4'()-;1"(/."/),1(
A#-;(?)."(&)4,14-D(
Reten(on of Your Personal Data
:;1(Q)@/%4'(A#**("1-%#4(?)."(!1",)4%*(a%-%()4*'(>)"(%,(*)4C(%,(#,(41&1,,%"'(>)"(-;1(
/."/),1,(,1-().-(#4(-;#,(!"#$%&'(!)*#&'D(E1(A#**("1-%#4(%40(.,1(?)."(!1",)4%*(a%-%(-)(-;1(
1]-14-(41&1,,%"'(-)(&)@/*'(A#-;()."(*1C%*()<*#C%-#)4,(R>)"(1]%@/*17(#>(A1(%"1("1K.#"10(-)(
"1-%#4(')."(0%-%(-)(&)@/*'(A#-;(%//*#&%<*1(*%A,U7("1,)*$1(0#,/.-1,7(%40(14>)"&1()."(*1C%*(
%C"11@14-,(%40(/)*#,D(
:;1(Q)@/%4'(A#**(%*,)("1-%#4(S,%C1(a%-%(>)"(#4-1"4%*(%4%*',#,(/."/),1,D(S,%C1(a%-%(#,(
C141"%**'("1-%#410(>)"(%(,;)"-1"(/1"#)0()>(-#@17(1]&1/-(A;14(-;#,(0%-%(#,(.,10(-)(,-"14C-;14(
-;1(,1&."#-'()"(-)(#@/")$1(-;1(>.4&-#)4%*#-'()>(=."(B1"$#&17()"(E1(%"1(*1C%**'()<*#C%-10(-)(
"1-%#4(-;#,(0%-%(>)"(*)4C1"(-#@1(/1"#)0,D(
Transfer of Your Personal Data
?)."(#4>)"@%-#)47(#4&*.0#4C(!1",)4%*(a%-%7(#,(/")&1,,10(%-(-;1(Q)@/%4'b,()/1"%-#4C()>I#&1,(
%40(#4(%4'()-;1"(/*%&1,(A;1"1(-;1(/%"-#1,(#4$)*$10(#4(-;1(/")&1,,#4C(%"1(*)&%-10D(W-(@1%4,(
-;%-(-;#,(#4>)"@%-#)4(@%'(<1(-"%4,>1""10(-)(d(%40(@%#4-%#410()4(d(&)@/.-1",(*)&%-10(
).-,#01()>(?)."(,-%-17(/")$#4&17(&).4-"'()"()-;1"(C)$1"4@14-%*(c."#,0#&-#)4(A;1"1(-;1(0%-%(
/")-1&-#)4(*%A,(@%'(0#>>1"(-;%4(-;),1(>")@(?)."(c."#,0#&-#)4D(
?)."(&)4,14-(-)(-;#,(!"#$%&'(!)*#&'(>)**)A10(<'(?)."(,.<@#,,#)4()>(,.&;(#4>)"@%-#)4(
"1/"1,14-,(?)."(%C"11@14-(-)(-;%-(-"%4,>1"D(
:;1(Q)@/%4'(A#**(-%^1(%**(,-1/,("1%,)4%<*'(41&1,,%"'(-)(14,."1(-;%-(?)."(0%-%(#,(-"1%-10(
,1&."1*'(%40(#4(%&&)"0%4&1(A#-;(-;#,(!"#$%&'(!)*#&'(%40(4)(-"%4,>1"()>(?)."(!1",)4%*(a%-%(
A#**(-%^1(/*%&1(-)(%4()"C%4#H%-#)4()"(%(&).4-"'(.4*1,,(-;1"1(%"1(%01K.%-1(&)4-")*,(#4(/*%&1(
#4&*.0#4C(-;1(,1&."#-'()>(?)."(0%-%(%40()-;1"(/1",)4%*(#4>)"@%-#)4D(
Delete Your Personal Data
?).(;%$1(-;1("#C;-(-)(01*1-1()"("1K.1,-(-;%-(E1(%,,#,-(#4(01*1-#4C(-;1(!1",)4%*(a%-%(-;%-(E1(
;%$1(&)**1&-10(%<).-(?).D(
=."(B1"$#&1(@%'(C#$1(?).(-;1(%<#*#-'(-)(01*1-1(&1"-%#4(#4>)"@%-#)4(%<).-(?).(>")@(A#-;#4(-;1(
B1"$#&1D(
?).(@%'(./0%-17(%@1407()"(01*1-1(?)."(#4>)"@%-#)4(%-(%4'(-#@1(<'(,#C4#4C(#4(-)(?)."(
T&&).4-7(#>(').(;%$1()417(%40($#,#-#4C(-;1(%&&).4-(,1--#4C,(,1&-#)4(-;%-(%**)A,(').(-)(@%4%C1(
?)."(/1",)4%*(#4>)"@%-#)4D(?).(@%'(%*,)(&)4-%&-(S,(-)("1K.1,-(%&&1,,(-)7(&)""1&-7()"(01*1-1(
%4'(/1",)4%*(#4>)"@%-#)4(-;%-(?).(;%$1(/")$#010(-)(S,D(
!*1%,1(4)-17(;)A1$1"7(-;%-(E1(@%'(4110(-)("1-%#4(&1"-%#4(#4>)"@%-#)4(A;14(A1(;%$1(%(*1C%*(
)<*#C%-#)4()"(*%A>.*(<%,#,(-)(0)(,)D(
Disclosure of Your Personal Data
Business Transac(ons
W>(-;1(Q)@/%4'(#,(#4$)*$10(#4(%(@1"C1"7(%&K.#,#-#)4()"(%,,1-(,%*17(?)."(!1",)4%*(a%-%(@%'(<1(
-"%4,>1""10D(E1(A#**(/")$#01(4)-#&1(<1>)"1(?)."(!1",)4%*(a%-%(#,(-"%4,>1""10(%40(<1&)@1,(
,.<c1&-(-)(%(0#>>1"14-(!"#$%&'(!)*#&'D(
Law enforcement
S401"(&1"-%#4(&#"&.@,-%4&1,7(-;1(Q)@/%4'(@%'(<1("1K.#"10(-)(0#,&*),1(?)."(!1",)4%*(a%-%(
#>("1K.#"10(-)(0)(,)(<'(*%A()"(#4("1,/)4,1(-)($%*#0("1K.1,-,(<'(/.<*#&(%.-;)"#-#1,(R1DCD(%(&)."-(
)"(%(C)$1"4@14-(%C14&'UD(
Other legal requirements
:;1(Q)@/%4'(@%'(0#,&*),1(?)."(!1",)4%*(a%-%(#4(-;1(C))0(>%#-;(<1*#1>(-;%-(,.&;(%&-#)4(#,(
41&1,,%"'(-)2(
•Q)@/*'(A#-;(%(*1C%*()<*#C%-#)4(
•!")-1&-(%40(01>140(-;1("#C;-,()"(/")/1"-'()>(-;1(Q)@/%4'(
•!"1$14-()"(#4$1,-#C%-1(/),,#<*1(A")4C0)#4C(#4(&)441&-#)4(A#-;(-;1(B1"$#&1(
•!")-1&-(-;1(/1",)4%*(,%>1-'()>(S,1",()>(-;1(B1"$#&1()"(-;1(/.<*#&(
•!")-1&-(%C%#4,-(*1C%*(*#%<#*#-'(
Security of Your Personal Data
:;1(,1&."#-'()>(?)."(!1",)4%*(a%-%(#,(#@/)"-%4-(-)(S,7(<.-("1@1@<1"(-;%-(4)(@1-;)0()>(
-"%4,@#,,#)4()$1"(-;1(W4-1"41-7()"(@1-;)0()>(1*1&-")4#&(,-)"%C1(#,(Y88N(,1&."1D(E;#*1(E1(
,-"#$1(-)(.,1(&)@@1"&#%**'(%&&1/-%<*1(@1%4,(-)(/")-1&-(?)."(!1",)4%*(a%-%7(E1(&%44)-(
C.%"%4-11(#-,(%<,)*.-1(,1&."#-'D(
Children's Privacy
=."(B1"$#&1(0)1,(4)-(%00"1,,(%4')41(.401"(-;1(%C1()>(Y9D(E1(0)(4)-(^4)A#4C*'(&)**1&-(
/1",)4%**'(#014-#I#%<*1(#4>)"@%-#)4(>")@(%4')41(.401"(-;1(%C1()>(Y9D(W>(?).(%"1(%(/%"14-()"(
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